A quick & transparent process

Convert your payments to a
large sum of cash in 3 easy steps.

Request a Free Quote

Send us the details of your note by clicking on the Request a Free Quote button or we will be happy to speak with you on the telephone.

Get an Instant Decision

We will provide an offer within 48 hours. Once agreed on the offer, we do all the due diligence necessary to purchase your note and we pay all closing costs.

Receive Your Money

We will set up a closing for you at a title company or attorney's office of your choice or we can have a mobile notary come to your home or office.

Want to turn future payments into cash now?

We offer top dollar pricing without the hassle and no upfront costs. Receive a quote today.

HOW WE CAN HELP

Why should you
sell your
mortgage note?

There are many reasons why people sell their mortgage notes and those reasons are unique to each individual. The most common reason is that people prefer to have all of their money now as opposed to waiting years to collect monthly payments. Regardless of the reason, we will assist you in getting your money now.

Take Advantage of New Opportunities

Do you have other projects to pursue, such as other investments or starting a business? Selling your note frees up capital so you can take action on these new opportunities.

Pay for Life’s “Emergencies"

Unforeseen bills or debt sometimes come from to out of nowhere. Or you might want to consolidate your investments for easier management and cashflow. Selling a note frees up monies to address changes in life.

No More Borrower Management

Borrowers can fall into default on their loan payments, meaning no money for the note holder and may lead to foreclosing on the borrower. Sometimes this is more than the note holder wants to deal with.

YOUR OPTIONS

Thinking about selling a portion of your note?

We offer a Partial Purchase Option where you may sell us a predetermined number of future payments and you receive a lump sum of cash now. This option allows you to get much needed cash now plus you also get your note back in the future.

  • Sell a predetermined number of future payments now
  • Receive a lump sum of cash now
  • We service the note while we own it
  • The note comes back to you in the future

Here's what Vicky Anderson said about the Partial Purchase:

``We really were hoping that we could keep our note but we were in need of some money for an emergency that came up. We were happy to hear about the partial purchase option. It worked great for us. We were able to get the money we needed and we will get our note back in the future. You guys made the entire process very easy and smooth and we received our money in just a couple of weeks. Great work!``

OUR SERVICES

Types of notes we buy

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20

Years In Mortgage Notes

WHO WE ARE

We are here for you.

Our experts have the knowledge and resources to analyze each note’s unique qualities to provide you with an accurate offer.

We have helped hundreds of individuals convert their monthly payments into one large lump sum. Our company has a team of seasoned real estate experts with over 20 years of combined experience. We specialize in buying a diverse range of assets, including residential, commercial, performing, and non-performing notes. Our goal is to make the note-selling process as easy and seamless as possible for you.

We have streamlined our process so that the sell of your note will go quickly and with little effort on your part.

Contact us Today to Receive a No Obligation Quote.

Frequently Asked Questions

When a seller allows a buyer to make payments over time for the purchase of property, it is known as owner financing or seller financing.

This private financing by the seller can take the place of a bank loan or be in addition to a conventional mortgage.

The payment amount, interest rate, and other terms are agreed upon between the buyer and seller. The amount financed by the seller will depend upon the buyer’s down payment and whether there are any bank loans.

Seller financing is on the rise with more sellers agreeing to accept payments from buyers. There are many reasons people agree to take back a note, deed of trust, mortgage or contract including:

  • Quick sale of the property
  • Monthly income from the note
  • No hassles of bank financing (fees, delays, and strict underwriting)
  • More qualified buyers
  • Property is hard to finance

Because the buyer is making payments to the seller rather than an institutional lender, the legal arrangement is called a private mortgage, seller carry-back, installment sale, or owner financing.

The seller has the same mortgage rights as a bank, so if the buyer does not make payments, the seller can foreclose and take the property back.

When the seller prefers cash today rather than payments over time, the rights to future payments can be sold or assigned to a note investor on the secondary market.

Circumstances change and many sellers would prefer cash today rather than small payments that trickle in each month. Here are just a few reasons people have sold their note payments for cash:

  • Retirement
  • Taxes
  • Investment Opportunity
  • Expensive Medical Care
  • Vacation
  • College Tuition
  • Unexpected Financial Changes
  • Peace of Mind – no more worrying if the buyer is going to make late payments or having to foreclose
  • Accounting headaches, IRS regulations, paperwork hassles and the list goes on…

We pride ourselves on:

  • Quick closings
  • Excellent customer service
  • Competitive quotes
  • Providing customized options
  • Strong financial backing
  • Flexibility on all note purchases
  • Confidentiality with all transactions
  • Credibility in the industry

At CoreLink Capital we provide top rate service combined with the best prices available.

We invite you to contact us if we can assist you!

The purchase price is paid in guaranteed funds (cashier’s check or wire transfer) upon receipt of the final transfer package and original documents.

We are happy to wire funds to the title company so you may exchange your original documents for the proceeds, assuring the safe and secure transfer of your valuable asset.

We can purchase all or part of your remaining payments. Selling part of the payments allows you to receive a lump sum of cash up front, then payments when the note reverts back to you. We can even pay cash for a portion of each monthly payment.

Many people elect to sell just enough payments to meet their cash needs today and keep some of the future payments as an investment or nest egg. Always ask for an option that meets your needs.

Many of the items that affect the value of your note were determined at the time the property was sold. However, there are three things that you can do now to make your note more valuable:

  • Keep good records and copies of the payments received,
  • Obtain a copy of the property insurance policy from the buyer each year; and
  • Verify the property taxes are paid  when they come due (usually twice a year).

This will help maintain the value of your important asset and avoid any unpleasant surprises.

The first step is to obtain a quote using our online form here or by calling us at (704) 665-7054. We also request copies of the documents relating to your transaction:

  • Note and Mortgage (Deed of Trust or Contract)
  • Closing statement
  • Buyer information
  • Pay history and current balance
  • Previous title insurance policy
  • Current hazard insurance policy

We will then provide you an offer subject to the standard title, appraisal, and buyer’s credit review. Once under contract, you will receive your cash as soon as all of the documentation can be obtained. This typically takes as little as 10-15 working days.

OUR PROMISE

Working with us means…

Leaving Headaches Behind

You can stop worrying about collecting note payments.

Getting Your
Money Now

No more small checks in the mail. You get your money now.

You’re With Professionals

There is never a charge to see what your note is worth.

TESTIMONIALS

What our clients say about us.

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